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Jenelle M. Dennis
Consumer Protection Attorney Washington, DC, Maryland, & Virginia

Jenelle M. Dennis, founder of The Consumer Law Lab and former CFPB attorney

ABOUT THE FIRM

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Founder, The Consumer Law Lab

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A consumer protection litigator in Washington, DC, representing people and small businesses in payment fraud, credit reporting, and identity theft cases in the District of Columbia, Maryland, and Virginia.

BACKGROUND

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Fourteen years at the CFPB, after nearly a decade in private practice and in-house.

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Jenelle Dennis founded The Consumer Law Lab in 2026 after 14 years of federal enforcement work at the Consumer Financial Protection Bureau.

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At the CFPB, she most recently served as Senior Counsel for Enforcement Policy and Strategy and as Market Lead for Payments. She helped develop the Office of Enforcement's strategic priorities, generated cases for its payments, prepaid, and remittances dockets, and served as its subject matter expert on those issues, counseling case teams on developing factual and legal claims.

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She also served on assignments to the Bureau's markets office, working on the 2021 Section 1022 orders to large technology companies about their payments businesses, and to its regulations office, contributing to the Section 1033 personal financial data rights rule and the Section 1071 small business lending data rule.

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Before that, as Senior Litigation Counsel, she led individual enforcement cases in which companies were ordered to pay nearly $600 million in consumer redress and civil penalties. Each case is different, and past results do not guarantee a favorable result in any future case.

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Before joining the CFPB, she spent nearly a decade in private practice and in-house, handling consumer protection, lending, and real estate matters in Maryland, DC, and Virginia.

Credentials

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LICENSED IN

Maryland (2003)
Virginia (2004)
District of Columbia (2005)

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EDUCATION

J.D., Suffolk University Law School
B.S. in Foreign Service, Georgetown University

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FORMER CFPB ROLES

Senior Counsel for Enforcement Policy and Strategy
Market Lead for Payments
Senior Litigation Counsel

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OFFICE

1601 Connecticut Avenue, NW, Suite 800
Washington, DC 20009

PUBLIC RECORD

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Significant federal enforcement cases

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Amounts are what the public CFPB orders required the companies to pay.

CFPB v. Equifax, Inc.

$425M redress, $100M penalties. Lead attorney.

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CFPB v. Cash App

$120M redress, $55M penalties. Counsel on EFTA claims and strategy; negotiating team.

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CFPB v. Discover Bank Student Loan Servicing

$10M redress, $25M penalties. Lead negotiating attorney.

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CFPB v. GreenSky LLC

$9M loan relief, $2.5M penalty. Co-lead attorney.

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CFPB v. General Information Services

$10.5M redress, $2.5M penalty. Lead attorney.

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CFPB v. Enova International, Inc.

$3.2M penalty. Lead attorney.

Case results disclaimer: These enforcement actions were brought while Jenelle Dennis served as a federal attorney at the Consumer Financial Protection Bureau. Each case is different, and past results do not guarantee a favorable result in any future case.

SPEAKING

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Conferences, trainings, and webinars

Creative Lawyering: Helping Consumers Harmed by Payment Fraud

Upcoming. Panelist, National Consumer Law Center, Consumer Rights Litigation Conference. Atlanta, October 22, 2026.

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EFTA for Legal Aid: Advocating for Victims of Payment Fraud in a Nonprofit Context

Moderator and panelist, National Association of Consumer Advocates webinar. September 16, 2026.

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Intake of Electronic Fund Transfer Act Cases

Panelist, National Association of Consumer Advocates Spring Training. Minneapolis, 2026.

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Hot Topics in Banking

Panelist, National Consumer Law Center, Consumer Rights Litigation Conference. Orlando, October 24, 2024. Spoke as a CFPB attorney.

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Consumer Financial Protection Bureau: Equifax Data Breach Settlement

Speaker, University of Maryland Forum on Financial Information Systems and Cybersecurity. January 8, 2020. Spoke as CFPB Senior Litigation Counsel.

Did your bank or a credit bureau refuse to fix it?

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Tell me what happened. I review every inquiry and respond within 2 business days.

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Office

1601 Connecticut Avenue, NW
Suite 800
Washington, DC 20009
(202) 641-4230

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ATTORNEY ADVERTISING:

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The Consumer Law Lab is the law practice of Jenelle M. Dennis, licensed to practice in the District of Columbia, Maryland, and Virginia. Prior results do not guarantee a similar outcome. Each case depends on its unique facts and circumstances. This website does not constitute legal advice. Viewing this website or contacting The Consumer Law Lab does not create an attorney-client relationship until a retainer agreement is signed.

 

© 2026 The Consumer Law Lab. All rights reserved.

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