Question 1

Payment Fraud & Electronic Transfers

Accepted Answer

When money disappears from your account without authorization, when a bank or fintech platform fails to return stolen funds, when debt collectors drain your bank account illegally, or a fraudster wires money out of your account without your permission, these aren't just regulatory violations, they result in real financial and emotional harm. I bring deep expertise in the laws designed to protect you: EFTA and Regulation E and consumer protection statutes as they apply to electronic payments, including peer-to-peer transfers, wire transfers, ATM withdrawals, prepaid accounts, and international remittances.

Question 2

Data Security, Identity Theft & Credit Reporting

Accepted Answer

The system that's supposed to protect your financial information and reputation is broken. Companies fail to secure data, then shift blame when it's stolen. Credit reporting agencies profit from selling inaccurate information about you. Background screening companies report outdated or wrong information to employers and landlords. When you try to fix these errors, you face bureaucratic mazes designed to wear you down.

I bring federal enforcement expertise to navigate these systems and force accountability. I handle data breach cases where inadequate security exposed your information, identity theft matters where institutions refuse to acknowledge fraud, credit reporting inaccuracies that impact your credit score, and employment and tenant screening violations that cost you job and housing opportunities. I also pursue expungements to clear records and help you rebuild your life.

Question 3

Point-of-Sale Financing: Solar and Home Improvement Loans

Accepted Answer

Point-of-sale financing preys on people trying to do the right thing, like save on energy costs, fix their roof, or make much-needed home improvements. Door-to-door salespeople target elderly homeowners, limited-English households, and families who can't afford cash prices. They promise savings, push same-day signing, misrepresent tax credits, and hide massive dealer fees that inflate loan amounts well above the ordinary cash price. By the time families realize the system doesn't work, the savings were lies, or the contractor went bankrupt, they're locked into loans that can exceed $100,000.

I fight these predatory practices with deep knowledge of the solar lending fraud crisis and home improvement scams plaguing communities nationwide. I pursue lenders or middle-man companies that make misrepresentations about tax credits, savings, and system performance. I focus on cases where vulnerable populations, such as elderly consumers and limited-English families—were deliberately targeted with financing they couldn't afford for products that don't deliver what was promised.

Practice Areas

Consumer Financial Protection
Areas

Payment Fraud & Electronic Transfers

Data Security, Identity Theft & Credit Reporting

Point-of-Sale Financing: Solar and Home Improvement Loans

Consulting
&
Strategic Services

Case Development & Litigation Support

Compliance Consulting

Office

1601 Connecticut Avenue, NW
Suite 800
Washington, DC 20009

Practice Areas

Consumer Financial Protection Areas

Payment Fraud & Electronic Transfers

Data Security, Identity Theft & Credit Reporting

Point-of-Sale Financing: Solar and Home Improvement Loans

Consulting & Strategic Services

Case Development & Litigation Support

Compliance Consulting

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Office

1601 Connecticut Avenue, NW Suite 800 Washington, DC 20009

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Consumer Financial Protection
Areas

Consulting
&
Strategic Services

1601 Connecticut Avenue, NW
Suite 800
Washington, DC 20009